Research Funding for Financial Technology
Development of financial services technology and innovative payment systems.
$135,000
Average SR&ED credit
35%
Refundable rate (CCPC)
$4.5M
Max annual expenditure
Funding Programs
SR&ED for Fintech
Core banking infrastructure, fraud detection algorithms, and payment rail innovations — not routine compliance features.
$4.5M annually35% refundable (CCPC)
Common eligible activities
- Blockchain and cryptocurrency development
- Payment processing systems
- Risk management algorithms
- Regulatory compliance technology
- Digital banking platforms
- Investment analysis tools
- Fraud detection systems
Documentation CRA expects
- Security testing and validation
- Compliance documentation
- Transaction processing records
- Risk assessment models
- User testing and feedback
- Regulatory approval records
- Performance benchmarking
Must demonstrate technological advancement while meeting financial regulations.
Ready to claim funding for Financial Technology R&D?
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